Omega Psi Phi Fraternity Federal Credit Union
Effective April 17, 2020

SAVINGS
MEMBERSHIP FEE (ONE-TIME FEE) $10.00
DORMANT/INACTIVE ACCOUNT FEE
FEE PER MONTH AFTER 12 MONTHS OF NO MEMBER-GENERATED ACTIVITY
$ 5.00
EXCESS WITHDRAWAL FEE (IN EXCESS OF 4 PER MONTH) $ 5.00
MINIMUM BALANCE BELOW $50 (PER MONTH BELOW MINIMUM) $ 5.00
MISCELLANEOUS
WIRE TRANSFER – OUTGOING DOMESTIC $25.00
RETURNED DEPOSITED ITEM
$ 5.00
RETURNED DEPOSITED ITEM
ITEM DRAWN ON YOUR ACCOUNT AT ANOTHER FINANCIAL INSTITUTION
$20.00
ACH RETURNED ITEM $30.00
ACCOUNT RESEARCH (PER HOUR – $15.00 MINIMUM) $25.00
COPY OF STATEMENT $ 5.00
RETURNED MAIL $ 5.00
GARNISHMENT /LEVY/ JUDGEMENT HANDLING $25.00
LOANS
LOAN APPLICATION FEE
LATE PAYMENT CHARGE (AFTER 15 DAY GRACE PERIOD) GREATER OF $10.00 or 5% OF PAYMENT DUE
$20.00
SHARE DRAFT (CHECKING ACCOUNTS)
STOP PAYMENT – SHARE DRAFT
$30.00
NON-SUFFICIENT FUND $30.00
EXCESSIVE WITHDRAWAL/TRANSFER (Applies to transfers from Savings and/or Money Market for Overdraft Protection) $10.00
CHECK ORDERS PRICES VARY
MONEYMARKETCHECKING ACCOUNTS
MINIMUM DAILY BALANCE – ANY MONTH BALANCE IS BELOW $2,500 $25.00
EXCESSIVE WITHDRAWAL/TRANSFER $10.00
STOP PAYMENT – MONEY MARKET CHECK $30.00
CHECK ORDERS PRICES VARY
Person-to-Person
Electronic Transfer (Per Transaction) $1.00

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