Schedule of Fees

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Omega Psi Phi Fraternity Federal Credit Union
Effective September 1, 2015

SAVINGS

  • MEMBERSHIP FEE (ONE-TIME FEE) $10.00
  • DORMANT/INACTIVE ACCOUNT FEE $ 5.00
  • FEE PER MONTH AFTER 12 MONTHS OF NO MEMBER-GENERATED ACTIVITY
  • EXCESS WITHDRAWAL FEE (IN EXCESS OF 4 PER MONTH) $ 5.00
  • MINIMUM BALANCE BELOW $50 (PER MONTH BELOW MINIMUM) $ 5.00

MISCELLANEOUS

  • WIRE TRANSFER – OUTGOING DOMESTIC $25.00
  • RETURNED DEPOSITED ITEM $ 5.00
  • RETURNED DEPOSITED ITEM $20.00
  • ITEM DRAWN ON YOUR ACCOUNT AT ANOTHER FINANCIAL INSTITUTION
  • STOP PAYMENT – OFFICIAL CHECK OR MONEY MARKET CHECK $30.00
  • ACH RETURNED ITEM $30.00
  • ACCOUNT RESEARCH (PER HOUR – $15.00 MINIMUM) $25.00
  • COPY OF STATEMENT $ 5.00
  • RETURNED MAIL $ 5.00
  • GARNISHMENT /LEVY/ JUDGEMENT HANDLING $25.00

LOANS

  • LOAN APPLICATION FEE $20.00
  • LATE PAYMENT CHARGE (AFTER 15 DAY GRACE PERIOD) $50.00

MONEY MARKET CHECKING ACCOUNTS

  • MINIMUM DAILY BALANCE – ANY MONTH BALANCE IS BELOW $2,500 $25.00
  • EXCESSIVE WITHDRAWAL/TRANSFER $10.00
  • CHECK ORDERS PRICES VARY