Privacy Policy

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FACTS

FM3 | Rev 12/2014

WHAT DOES  OMEGA PSI PHI FRATERNITY FEDERAL CREDIT UNION

DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income

• Account balances and payment history

• Credit history and credit scores
When you are no longer our member, we continue to share your information as described in this notice.

How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Omega Psi Phi Fraternity Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Omega Psi Phi Fraternity Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No
For our marketing purposes –

to offer our products and services to you

Yes No
For joint marketing with other financial companies No We do not share
For our affiliates’ everyday business purposes –

information about your transactions and experiences

Yes No
For our affiliates’ everyday business purposes –

information about your creditworthiness

No We do not share
For our affiliates to market to you No We do not share
For nonaffiliates to market to you No We do not share
Questions? Call 404-289-1100 or go to www.oppffcu.com
Who we are
Who is providing this notice? Omega Psi Phi Fraternity Federal Credit Union
What we do
How does Omega Psi Phi Fraternity Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Omega Psi Phi Fraternity Federal Credit Union collect my personal information? We collect your personal information, for example, when you

• Open an account or deposit money

• Apply for a loan or give us your income information

• Make deposits or withdrawals from your account

Why can’t I limit all sharing? Federal law gives you the right to limit only
• sharing for affiliates’ everyday business purposes – information about your credit worthiness

• affiliates from using your information to market to you

• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Omega Psi Phi Fraternity Federal Credit Union does not share with affiliates so they can market to you.

Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Omega Psi Phi Fraternity Federal Credit Union does not share with affiliates so they can market to you.

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Omega Psi Phi Fraternity Federal Credit Union does not jointly market.

Other important information
Omega Psi Phi Fraternity Federal Credit Union
C/O CAMO
1505 Lakes Parkway, Suite 100
Lawrenceville, GA 30043