Share Draft Checking:

OPPFFCU, your credit union, offers a financial service that is designed especially for you. The Share Draft (Checking) program offers you all the benefits of a checking account. You can use you Share Draft in any situation where you use a check for paying bills, for purchases or to obtain cash anytime.

Look at these cost-saving features:

• No monthly service charges
• $25 Deposit to open an account
• Overdraft protection with an automatic transfer from your Share Account (Savings) or Money Market Account, if applicable. Instant record of all transactions.
• Monthly statements

When you utilize the OPPFFCU Share Draft program, you are making a wise decision and enjoying the benefits of this low-cost financial service.

Share Drafts are your cost-effective alternative to bank checking. Take advantage of the Share Draft account and open yours today.

Share Draft Request Procedures

Existing Members Only

1. Logon to Home Banking, Link: https://www.cue-branch.com/oppffcu/Login.aspx or Call us today at 1-800-42-OMEGA (800-426-6342)
2. Send a secure email requesting a Share Draft (Checking) Account
3. OPPFFCU will submit to the member an updated Account (signature) Card via DocuSign to reflect the Share Draft (checking account) as well as the Share (savings) account.

4. The member shall ensure there is at least $25 above the minimum amount in the Share (Savings) Account.  In accordance with the Share Draft Policy, a $25 deposit is required to open a Share Draft account.

   The minimum opening deposit is $25.00 and share drafts (checks) may be ordered through Deluxe, at the time of opening. The member pays for the printing charge of the checks; however, there is no per-check clearing charge.

   • OPPPFCU will create the Share Draft Account and order the initial checks (Qty: 100).  Applicable fees will be deducted from the Share Draft account.
   • Future checks may be ordered via Deluxe; however, you need to logon to Home Banking