
Membership Fee (one-time nonrefundable fee)	$10.00
CHECKING (SHARE DRAFT)
Overdraft: Courtesy Pay (applies to transfers from savings and/or MM for overdraft protection)	$10.00
Overdraft: Insufficient Funds (NSF)	$30.00
Check orders	Prices Vary
SAVINGS (SHARE)
Dormant / Inactive Fee (monthly fee after 12 months of no member-generated activity)	$5.00
Excessive Withdrawal Per Transaction (more than 4 per month)	$5.00
Minimum Balance (below $50 per month)	$5.00
MONEY MARKET
Minimum Daily Balance (below $2,500)	$25.00
Excessive Withdrawal / Transfer Per Transaction (over 6 per month)	$10.00
Check Orders	Prices Vary
LOANS
Loan Application Fee	$20.00
Late Payment Fee (After 15-day grace period)	$10 or 5% of payment; whichever is greater
Digital Pay Convenience Fee	$4.00
Skip-A-Payment	$25.00
MISCELLANEOUS
Wire Transfer – Outgoing / Domestic	$25.00
Returned Deposited Item	$5.00
Returned Deposited Item (drawn from your personal account at financial institution)	$20.00
Account Research (per hour – $15.00 minimum)	$25.00
Copy of Statement	$5.00
Returned Mail	$5.00
Garnishment / Levy / Judgment Handling	$25.00
Person-To-Person (P2P) Transfers (per transaction)	$1.00
Stop Payment	$30.00
Debit Card Replacement Fee (lost or damaged)	$10.00
Rev 1/2026