Schedule of Fees Posted
Omega Psi Phi Fraternity Federal Credit Union
Effective April 17, 2020
| SAVINGS | |
| MEMBERSHIP FEE (ONE-TIME FEE) | $10.00 |
| DORMANT/INACTIVE ACCOUNT FEE FEE PER MONTH AFTER 12 MONTHS OF NO MEMBER-GENERATED ACTIVITY |
$ 5.00 |
| EXCESS WITHDRAWAL FEE (IN EXCESS OF 4 PER MONTH) | $ 5.00 |
| MINIMUM BALANCE BELOW $50 (PER MONTH BELOW MINIMUM) | $ 5.00 |
| MISCELLANEOUS | |
| WIRE TRANSFER – OUTGOING DOMESTIC | $25.00 |
| RETURNED DEPOSITED ITEM |
$ 5.00 |
| RETURNED DEPOSITED ITEM ITEM DRAWN ON YOUR ACCOUNT AT ANOTHER FINANCIAL INSTITUTION |
$20.00 |
| ACH RETURNED ITEM | $30.00 |
| ACCOUNT RESEARCH (PER HOUR – $15.00 MINIMUM) | $25.00 |
| COPY OF STATEMENT | $ 5.00 |
| RETURNED MAIL | $ 5.00 |
| GARNISHMENT /LEVY/ JUDGEMENT HANDLING | $25.00 |
| LOANS | |
| LOAN APPLICATION FEE LATE PAYMENT CHARGE (AFTER 15 DAY GRACE PERIOD) GREATER OF $10.00 or 5% OF PAYMENT DUE |
$20.00 |
| SHARE DRAFT (CHECKING ACCOUNTS) | |
| STOP PAYMENT – SHARE DRAFT |
$30.00 |
| NON-SUFFICIENT FUND | $30.00 |
| EXCESSIVE WITHDRAWAL/TRANSFER (Applies to transfers from Savings and/or Money Market for Overdraft Protection) | $10.00 |
| CHECK ORDERS | PRICES VARY |
| MONEYMARKETCHECKING ACCOUNTS | |
| MINIMUM DAILY BALANCE – ANY MONTH BALANCE IS BELOW $2,500 | $25.00 |
| EXCESSIVE WITHDRAWAL/TRANSFER | $10.00 |
| STOP PAYMENT – MONEY MARKET CHECK | $30.00 |
| CHECK ORDERS | PRICES VARY |
| Person-to-Person | |
| Electronic Transfer (Per Transaction) | $1.00 |