*SAVINGS*
MEMBERSHIP FEE (ONE-TIME FEE)	$10.00
DORMANT/INACTIVE ACCOUNT FEE FEE PER MONTH AFTER 12 MONTHS OF NO MEMBER-GENERATED ACTIVITY	$ 5.00
EXCESS WITHDRAWAL FEE (IN EXCESS OF 4 PER MONTH)	$ 5.00
MINIMUM BALANCE BELOW $50 (PER MONTH BELOW MINIMUM)	$ 5.00

*MISCELLANEOUS*
WIRE TRANSFER – OUTGOING DOMESTIC	$25.00
RETURNED DEPOSITED ITEM	$ 5.00
RETURNED DEPOSITED ITEM ITEM DRAWN ON YOUR ACCOUNT AT ANOTHER FINANCIAL INSTITUTION	$20.00
ACH RETURNED ITEM	$30.00
ACCOUNT RESEARCH (PER HOUR – $15.00 MINIMUM)	$25.00
COPY OF STATEMENT	$ 5.00
RETURNED MAIL	$ 5.00
GARNISHMENT /LEVY/ JUDGEMENT HANDLING	$25.00

*LOANS*
LOAN APPLICATION FEE LATE PAYMENT CHARGE (AFTER 15 DAY GRACE PERIOD) GREATER OF $10.00 or 5% OF PAYMENT DUE	$20.00

*SHARE DRAFT (CHECKING ACCOUNTS)*
STOP PAYMENT – SHARE DRAFT	$30.00
NON-SUFFICIENT FUND	$30.00
EXCESSIVE WITHDRAWAL/TRANSFER (Applies to transfers from Savings and/or Money Market for Overdraft Protection)	$10.00
CHECK ORDERS	PRICES VARY

*MONEYMARKETCHECKING ACCOUNTS*
MINIMUM DAILY BALANCE – ANY MONTH BALANCE IS BELOW $2,500	$25.00
EXCESSIVE WITHDRAWAL/TRANSFER	$10.00
STOP PAYMENT – MONEY MARKET CHECK	$30.00
CHECK ORDERS	PRICES VARY

*Person-to-Person*
Electronic Transfer (Per Transaction)	$1.00