Loan Application
Individual Credit: You must complete the “Applicant” section about yourself and the “Other” section about your spouse if:
- you live in or the property pledged as collateral is located in a community property state (AZ, CA, ID, LA, NM, NV, TX, WA, WI),
- your spouse will use the account, or
- you are relying on your spouse’s income as a basis for repayment. If you are relying on income from alimony, child support, or separate maintenance, complete the “Other” section to the extent possible about the person on whose payments you are relying.
Joint Credit: If you are applying with another person, complete the “Applicant” and “Other” sections.
Guarantor: Complete the “Other” section if you are a guarantor on an account/loan.
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